ASSETS
|
|
|
|
|
|
I. Cash and precious metals
|
594,755
|
581,023
|
553,510
|
644,124
|
535,889
|
II. Balances with the State Bank of Vietnam
|
2,591,775
|
2,254,297
|
4,636,328
|
1,786,003
|
9,408,855
|
III. TreasuryBill
|
0
|
0
|
|
|
|
IV. Placements with and loans to other credit institutions
|
7,939,208
|
12,534,037
|
14,639,146
|
17,517,051
|
26,547,538
|
1. Cash and gold deposits at other credit institutions
|
6,777,805
|
12,534,037
|
14,439,146
|
17,317,051
|
26,547,538
|
2. Loans to other credit istitutions
|
1,161,403
|
0
|
200,000
|
200,000
|
|
3. Provision for losses on loans to other credit institutions
|
0
|
0
|
|
|
|
V. Trading securities
|
0
|
0
|
|
|
1,076,343
|
1. Trading securities
|
0
|
0
|
|
|
1,076,343
|
2. Provision for diminution in value of trading securities
|
0
|
0
|
|
|
|
VI. Derivatives and other financial assets
|
17,070
|
53
|
18,017
|
19,619
|
19,848
|
VII. Loans and advances to customers
|
40,574,424
|
44,345,769
|
49,612,464
|
63,007,037
|
79,976,558
|
1. Loans and advances to customers
|
40,918,793
|
44,801,916
|
50,530,156
|
63,632,966
|
80,754,430
|
2. Provision for losses on loans and advances to customers
|
-344,369
|
-456,147
|
-917,692
|
-625,929
|
-777,872
|
VIII. Investment securities
|
10,601,097
|
27,537,295
|
29,145,492
|
23,450,896
|
16,440,405
|
1. Available - for - sales securities
|
3,492,194
|
5,148,468
|
552,541
|
833,121
|
346,650
|
2. Held - to - maturity securities
|
7,207,794
|
22,424,702
|
28,639,063
|
22,647,082
|
16,093,755
|
3. Provision for diminution in value of investment securities
|
-98,891
|
-35,875
|
-46,112
|
-29,307
|
|
IX. Investment in other entities and long-term investments
|
0
|
0
|
|
|
|
1. Investment in subsidiaries
|
0
|
0
|
|
|
|
2. Investment in joint-ventures
|
0
|
0
|
|
|
|
3. Investment in associate cmpanies
|
0
|
0
|
|
|
|
4. Other long-term investment
|
1,400
|
1,400
|
1,400
|
1,400
|
1,400
|
5. Provision for diminution in value of long-term investment
|
-1,400
|
-1,400
|
-1,400
|
-1,400
|
-1,400
|
X. Fixed assets
|
784,582
|
849,376
|
813,189
|
853,171
|
808,768
|
1. Tangible fixed assets
|
561,950
|
566,887
|
556,195
|
622,994
|
601,342
|
- Cost
|
902,435
|
963,139
|
1,012,332
|
1,138,986
|
1,146,737
|
- Accumulated depreciation
|
-340,485
|
-396,252
|
-456,137
|
-515,992
|
-545,395
|
2. Leased assets
|
0
|
0
|
|
|
|
- Cost
|
0
|
0
|
|
|
|
- Accumulated depreciation
|
0
|
0
|
|
|
|
3. Intangible fixed assets
|
222,632
|
282,489
|
256,994
|
230,177
|
207,426
|
- Cost
|
267,636
|
365,162
|
375,874
|
385,228
|
398,979
|
- Accumulated depreciation
|
-45,004
|
-82,673
|
-118,880
|
-155,051
|
-191,553
|
4. Construction in progress expense
|
0
|
0
|
|
|
|
XI. Investment properties
|
0
|
0
|
|
|
|
- Cost
|
0
|
0
|
|
|
|
- Accumulated amortization
|
0
|
0
|
|
|
|
XII. Other assets
|
5,858,833
|
3,558,539
|
4,361,692
|
4,658,882
|
3,443,869
|
1. Receivables
|
4,194,566
|
1,708,057
|
2,798,815
|
2,863,169
|
569,392
|
2. Interests and fee receivables
|
1,646,932
|
1,815,595
|
1,446,957
|
1,651,273
|
2,707,549
|
3. Deferred income tax assets
|
0
|
0
|
|
0
|
|
4. Other assets
|
135,862
|
142,475
|
134,956
|
162,916
|
177,936
|
- In which: Good will
|
0
|
0
|
|
|
|
5. Provision for losses on other assets
|
-118,527
|
-107,588
|
-19,036
|
-18,476
|
-11,008
|
TOTAL ASSETS
|
68,961,744
|
91,660,389
|
103,779,838
|
111,936,783
|
138,258,073
|
LIABILITIES AND SHAREHOLDERS' EQUITY
|
|
|
|
|
|
I. Due to Government and borrowings from the State Bank of Vietnam
|
15,211
|
13,730
|
11,663
|
1,266,389
|
9,020
|
II. Deposits and borrowings from other credit institutions
|
10,371,598
|
14,643,134
|
21,353,634
|
20,384,708
|
26,621,774
|
1. Deposits form other credit institutions
|
8,476,877
|
11,984,810
|
16,815,939
|
18,677,444
|
23,139,484
|
2. Borrowings form other credit institutions
|
1,894,721
|
2,658,324
|
4,537,695
|
1,707,264
|
3,482,290
|
III. Depostis from customers
|
49,446,570
|
64,534,749
|
66,755,406
|
75,988,224
|
89,995,715
|
IV. Derivatives and other debts
|
0
|
0
|
|
|
|
V. Funds received from Government, international and other institutions
|
0
|
0
|
|
|
|
VI. Certificate of deposits
|
2,500,000
|
4,993,000
|
7,635,170
|
5,122,170
|
11,551,170
|
VII. Other liabilities
|
1,627,508
|
2,181,338
|
2,283,430
|
2,917,404
|
3,184,511
|
1. Intersest and fee payables
|
1,304,271
|
1,749,474
|
1,537,201
|
2,064,511
|
2,929,598
|
2. Deferred income tax payables
|
0
|
0
|
|
|
|
3. Other payables
|
323,237
|
431,864
|
746,229
|
852,893
|
254,913
|
4. Other Provisions
|
0
|
0
|
|
|
|
VIII. Shareholders' equity
|
5,000,857
|
5,294,438
|
5,740,535
|
6,257,888
|
6,895,883
|
1. Capital
|
4,190,199
|
4,190,199
|
4,776,827
|
4,776,827
|
4,776,827
|
- Paid-up capital
|
4,190,199
|
4,190,199
|
4,776,827
|
4,776,827
|
4,776,827
|
- Construction capital
|
0
|
0
|
|
|
|
- Share capital surplus
|
0
|
0
|
|
|
|
- Treasury stocks
|
0
|
0
|
|
|
|
- Prefered Stocks
|
0
|
0
|
|
|
|
- Other equity resources
|
0
|
0
|
|
|
|
2. Reserves
|
126,607
|
199,455
|
244,382
|
320,264
|
495,834
|
3. Foreign exchange differences
|
0
|
0
|
|
|
|
4. Asset revaluation differences
|
0
|
0
|
|
|
|
5. Retained earning
|
684,051
|
904,784
|
719,326
|
1,160,797
|
1,623,222
|
6. Other funds and expenses
|
0
|
0
|
|
|
|
IX. Benefits of minority shareholader
|
0
|
0
|
|
|
|
TOTAL RESOURCES
|
68,961,744
|
91,660,389
|
103,779,838
|
111,936,783
|
138,258,073
|